Social Security Disability can change at age 65 from disability benefits to retirement benefits. Whether it does, however, depends on your retirement age. Your retirement age is based on the year you were born. If you were born in 1939 or earlier, your retirement age is 65. If you were born in 1962 or later, your retirement age is 67. If you were born in between, your retirement age varies and can be found here.
If you’re receiving Social Security disability benefits at your retirement age, your disability benefits will automatically convert to retirement benefits. You will continue to receive your monthly benefit and you do not need to do anything for the benefits to continue or change to retirement benefits. The Social Security Administration (SSA) will change your disability benefit to a retirement benefit once you have reached full retirement age. The amount of your benefit will remain the same.
One difference between retirement and disability benefits, however, is once you begin receiving Social Security Retirement benefits, you will receive your benefits regardless of any other earnings. This means that if you are able to find a job that will accommodate your restrictions, you may be able to return to work in your retirement years.
If you have questions about your disability benefits, contact a local attorney today.